What are Credit Unions?

Credit Unions are financial co-operatives that are community-focused and controlled by their members, offering savings and loans. 

The range of products we offer depends on local demand, so it’s best to get in touch with your local credit union to find out more or fill in our Contact Us form and we’ll get them to contact you. 
 
Our directors are volunteers elected from and by the members.
 
The income we generate by lending is used to meet our operating expenses, build reserves and pay savers dividends wherever possible. 
 
Each credit union has a 'common bond' which determines who can become a member – so usually people living or working locally will join an area’s credit union.