Straightforward savings and affordable loans for people in Wales.

Loans from £100-£15,000 and quick to access, ethical savings that benefit you and your community.

Affordable, ethical credit and safe savings, in the heart of your community.

Working together for Welsh people.

Credit Unions of Wales is a collaborative group of 10 credit unions working together to build the financial wellbeing of people in Wales.

ABOUT US
Loans from £100 up to £15,000

Apply today, online, for access to fast, affordable, ethical loans.

LOANS
Manage your money

Interactive budgeting tools that help you get on top of your finances.

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Latest news

Why Should You Borrow From a Credit Union?

Credit unions typically offer lower fees, higher savings rates, and a more hands-on personalised approach to customer service to their members.

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Credit Unions of Wales launches new identity and website with focus on financial wellbeing

Credit Unions of Wales has unveiled a new identity and website.

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Affordable credit union loans

Credit unions are committed to the financial welfare of their members.

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What does APR interest rate mean?

Taking out a loan or a credit card? In this article we will explain what ‘representative APR’ means.

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Repaying a credit union loan with benefit payments

Credit Unions across Wales offer their members a variety of small loans.

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Why join a credit union?

When you join a credit union you become a member of a worldwide financial cooperative.

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The benefits of a workplace loan with a credit union

It is important to remember that credit unions offer very competitive rates of interest on personal loans.

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What’s the difference between a bank and a credit union?

Understanding the difference can help you make the right decision for you and your money.

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How we have helped...

80%

Credit Unions of Wales members report 80% money borrowed is spent here in Wales.

97%

97% of Credit Unions of Wales members are either likely to or have already recommended their credit union to friends and family.

89%

89% members save regularly (every week or month).

Members’ feedback

I used to find it so difficult to save, but the credit union lets you save while you're paying off a loan. That motivated me to save more. I would recommend this to anyone that struggles with money and to save.
When I didn’t know what to do, just a small loan with reasonable terms and conditions and manageable interest rates helped me so much.
My credit union, over a period of 10 years, has helped me get rid of all my debts and I now manage my money better and borrow for home improvements or holidays while saving at the same time - winner winner!

Got any questions? Please get in touch.

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