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Ethical, affordable small loans for people who live or work in Wales from £100 – £1000. For larger loans up to £15,000, click here.

HOW MUCH DO YOU WANT TO BORROW?

£0 £1000
OVER HOW MANY MONTHS?
1 months12 months
At a maximum representative APR of the most you will pay will be per Month.
Cost of loan interest: - Maximum total you will pay:
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SMALL LOANS WHEN YOU NEED THEM

Credit unions saved people in Wales more than £16m in interest repayments in 2019 compared to using a payday lender.

Small loans that work for you.

FAST DECISIONS
NO HIDDEN FEES
NO EARLY
REPAYMENT CHARGES

Members’ feedback

I cannot praise the Vale and Cardiff & Vale Credit Union staff members enough, they are excellent.
The credit union - over a period of 10 years - has helped me get rid of all my debts and I now manage my money better and borrow for home improvements or holidays while saving at the same time - winner!
When was at my lowest ebb (the credit union) helped me to see a way of saving. Keeping savings intact while borrowing helped me feel less stressed as at the end of loan I still had savings – amazing!

Need to borrow more than £1,000?

LARGER LOANS