Apply for a loan

Apply for a loan with your nearest Credit Union here.
Blaenau Gwent
Brecon
Bridgend
Caerphilly
Cardiff
Carmarthenshire
Ceredigion
Conwy
Cynon Valley
Denbighshire
Flintshire
Gwynedd
Isle of Anglesey
Merthyr Tydfil
Monmouthshire
Neath Port Talbot
Newport
Pembrokeshire
Powys
Rhondda Cynon Taff
Swansea
Torfaen
Vale of Glamorgan
West Glamorgan
Wrexham
Show all
Credit union name:
Office or online:
CUW member:*
Blaenau Gwent
Online Services Only
Yes
Office and Online Services
No
Brecon
Online Services Only
Yes
Office and Online Services
No
Bridgend
Office and Online Services
Yes
Caerphilly
Online Services Only
Yes
Office and Online Services
No
Cardiff
Office and Online Services
Yes
Carmarthenshire
Office and Online Services
Yes
Ceredigion
Office and Online Services
Yes
Conwy
Office and Online Services
Yes
Cynon Valley
Office and Online Services
No
Denbighshire
Office and Online Services
Yes
Flintshire
Office and Online Services
Yes
Gwynedd
Online Services Only
Yes
Isle of Anglesey
Online Services Only
Yes
Merthyr Tydfil
Office and Online Services
Yes
Monmouthshire
Office and Online Services
Yes
Neath Port Talbot
Office and Online Services
No
Newport
Office and Online Services
Yes
Pembrokeshire
Office and Online Services
Yes
Powys
Online Services Only
Yes
Office and Online Services
No
Rhondda Cynon Taff
Office and Online Services
Yes
Swansea
Office and Online Services
No
Torfaen
Office and Online Services
Yes
Vale of Glamorgan
Office and Online Services
Yes
West Glamorgan
Office and Online Services
Yes
Wrexham
Online Services Only
Yes

Ethical, affordable small loans for people who live or work in Wales from £100 – £1000. For larger loans up to £15,000, click here.

HOW MUCH DO YOU WANT TO BORROW?

£0 £1000
OVER HOW MANY MONTHS?
1 months12 months
At a maximum representative APR of the most you will pay will be per Month.
Cost of loan interest: - Maximum total you will pay:
Loading
SMALL LOANS WHEN YOU NEED THEM

Credit unions saved people in Wales more than £16m in interest repayments in 2019 compared to using a payday lender.

Check you are receiving all of the Benefits you are entitled to using our Benefits Calculator.

Small loans that work for you.

FAST DECISIONS
NO HIDDEN FEES
NO EARLY
REPAYMENT CHARGES

Members’ feedback

I cannot praise the Vale and Cardiff & Vale Credit Union staff members enough, they are excellent.
The credit union - over a period of 10 years - has helped me get rid of all my debts and I now manage my money better and borrow for home improvements or holidays while saving at the same time - winner!
When was at my lowest ebb (the credit union) helped me to see a way of saving. Keeping savings intact while borrowing helped me feel less stressed as at the end of loan I still had savings – amazing!

There may be a credit union in you area that are not part of Credit Unions of Wales – Click here to find you nearest branch

Need to borrow more than £1,000?

LARGER LOANS