Loans from £1,000-£15,000

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Ethical, affordable loans for people who live or work in Wales.

With interest on the decreasing balance, no early repayment charges, online applications and fast decisions, our ethical, credit union loans benefit you and your community.

Whether it’s a new car, home improvements, a family holiday or a special event – whatever you need money to do, our financially sympathetic team will always treat you as a person – not just a credit score. As financial co-ops, credit unions have no external shareholders, which means we are run for our members – the people who save and borrow with us.


Credit Unions of Wales members tell us that 72% of the money they borrow stays in the local area and 80% stays in Wales. Borrowing from your local credit union helps keep money circulating in Wales.

Benefits of borrowing with your credit union.

Fast decisions
Interest on
decreasing balance
No early
repayment fees

Members’ feedback

I know when challenging times are met, I can count on the credit union.
I now manage my money better and borrow for home improvements or holidays while saving at the same time - winner!
Dragonsavers has been an absolute godsend. I’ve been a member for almost 10 years, and I don’t think I would have been able to manage financially without them!

Want a small loan up to £1,000?

Find my nearest credit union.